In-house product · CBN licensed · NDIC insured
Banking that fits your whole life.
Open an account in minutes. One app handles your transfers, bill payments, spending and savings, and runs your business invoices and payroll too.
- Free to open
- No monthly maintenance fee
- About 5 minutes
₦482,900.00
Account · 0123456789
- Transfer to Ada O.Today, 09:14 -₦25,000
- Invoice #0042 paidToday, 08:02 +₦180,000
- Electricity · prepaidYesterday -₦15,000
Everything your money needs, in one app.
Personal banking and business tools that work together.
Banking
A full account with instant transfers to any Nigerian bank, cards, and a statement you can export.
Invoices
Send a branded invoice in under a minute and see who has paid.
Payroll
Add your team once and pay everyone on schedule.
Savings
Set money aside automatically.
Utility payments
Airtime, data, electricity and TV.
Spending insights
Every naira grouped by category.
Built for you, and for your business.
Everyday banking without the queue.
- Open an account in about 5 minutes
- Instant transfers to any Nigerian bank
- Airtime, data, electricity and TV
- Automatic savings and spending insights
- Groceries₦42,000
- Bills₦31,200
- Transport₦18,500
Get paid, pay your team, see where it goes.
- Branded invoices in under a minute, and see who has paid
- Payroll: add your team once, pay everyone on schedule
- Personal and business money in one app
- Statements you can export
₦180,000
Sent in under a minute · paid by bank transfer
Three steps to get started.
- 01
Get the app
Available on iOS and Android.
- 02
Verify who you are
Your BVN and a valid ID. Most accounts are approved within minutes.
- 03
Start moving money
Fund the account, send a transfer, pay a bill or send an invoice.
Your money, properly protected.
Built by a team of programmers and ethical hackers, and tested by them before it ships.
- Licensed and insured
- BravePay is a CBN-licensed microfinance bank, and deposits are NDIC insured.
- Biometric sign-in
- Face ID and fingerprint.
- Encrypted end to end
- Data is encrypted on the device and in transit.
- Transaction alerts
- A notification for every naira in and out.
Be first in line when the app opens.
Free to open, about five minutes, no monthly maintenance fee.
BravePay is built by Dexter Cyberlab, Abuja.